News

The key is time, not timing

Given that the European Central Bank base rate continues to remain at 0.0%, returns from bank deposit accounts are now at an all-time low. This trend is likely to continue for the foreseeable future meaning the real value of your savings held on deposit is gradually being eroded. Due to the risks and uncertainty in […]

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Top 4 reasons to make AVCs

What are Additional Voluntary Contributions? Additional Voluntary Contributions or AVC’s are extra savings that you can make towards your pension Top 4 reasons to make AVCs 1) Enhance your retirement benefits Increase your expected tax-free lump sum at retirement. This is potentially 25% of your retirement fund, if you are a member of DC company […]

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Are you now a non smoker or e smoker?

As part of our financial service, we wish to ensure that your records with us are accurate. There may be savings if you are no longer regarded as a “smoker”. A strict definition of what a non-smoker is applies. If you qualify, you can significantly reduce the monthly cost of your Mortgage Protection, Life Assurance […]

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Market Volatility Update

Markets have performed extremely well over the last 8 years. The longer the market run lasted, the greater the probability that a correction would occur. In that context, while not necessarily welcome, such a correction was anticipated. In this article we discuss what has recently happened and what actions are recommended. In summary, what is […]

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