Did you know that if you are now a non smoker or e smoker its possible to save up to 50% on your mortgage protection, life cover and/or your serious illness cover?
Markets have performed extremely well over the last 8 years. The longer market run lasted, the greater the probability that a correction would occur. In that context, while not necessarily welcome, such a correction was anticipated. In this article we discuss what has recently happened and what actions are recommended.
You don’t think twice about taking your car for its annual car check, but few of us give our pension savings the same treatment. Reviewing your pension savings regularly should help you to see if you need to do more to boost your retirement income. This is where Additional Voluntary Contributions come in.
Looking to Reduce your Tax Bill? Act Now.
Given that the European Central Bank base rate continues to remain at 0.0%, returns from bank deposit accounts are now at an all-time low. This trend is likely to continue for the foreseeable future meaning the real value of your savings held on deposit is gradually being eroded.
With interest rates in Ireland well above the European Average we are all paying over the odds for our mortgage debt compared to our European counterparts. Despite pressure on lenders to reduce rates the average variable rate in Ireland remains well above the European average, (3.38% v 1.72% Nov 16 Irish Times Jan 13 2017).
The U.S. stock market is partying like it’s 1999. For the first time since that year, the four major benchmark indexes hit all-time highs, thanks to an ongoing post- election rally that has lasted for three weeks and lifted almost everything from banks to industrials to small-cap stocks.
Interest rates on Deposit Accounts continue to pose a real challenge for savers.
To celebrate the recent transfer of protection, pension and investment business from McSharry Foley to Money Plus we are giving you the opportunity to win one of three cool prizes!
Latest Mortgage News!
Considering a mortgage? Preparation in advance will improve your chances of a successful and quicker mortgage application.
We are pleased to advise that Money Plus has won the title of Best Broker Connaught-Ulster 2016 at the recent Irish Brokers Association Life, Pension and Investment Awards.
We are delighted to advise that Money Plus has been shortlisted again for Best Broker Connaught – Ulster in the upcoming 2016 Life, Pensions & Investment (LPI) awards. This is the second year running that Money Plus have been shortlisted in this category.
You might believe you are too young to look at things such as life cover, specified illness cover or protecting your income. We all like to think we will always be there to take care of our family's needs - but unfortunately that's something nobody can guarantee. Life is unpredictable and we never know what is going to happen next.
We are delighted to inform you that we have been appointed as one of Prima Finance Debt Solution’s exclusive Personal Insolvency agents for this region. Prima Finance Debt Solutions are the leading firm in Ireland with regard to Personal Insolvency.
The Future is bleak unless brave action is taken on Pensions
There may be a perception that, given the recent reduction in estate and asset values, the need to plan for Capital Acquisitions Tax has gone away. If you look at some of the underlying facts, however, the truth is very different. Revenue reported that, in 2011, €244million was paid in Capital Acquisitions Tax; in excess of €976 million worth of assets which you are declaring and paying Gift and Inheritance Tax on.